Terms of Use
Please read these Terms of Use carefully before using the John Ekno Insurance Agency website and related services.
Last Updated: October 1, 2025
1. Acceptance of Terms
By accessing or using our website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of the Terms, you must discontinue use immediately.
2. Website Content
All information presented is for general informational purposes and should not be considered personalized insurance or financial advice. We strive for accuracy but cannot guarantee that all content is free of errors or omissions.
3. Use of Services
You agree to use our site and any related services only for lawful purposes. Unauthorized use, including attempting to gain unauthorized access to our systems, is strictly prohibited.
4. Intellectual Property
All trademarks, logos, and content are the property of John Ekno Insurance Agency or its licensors. You may not reproduce, distribute, or create derivative works without our express written consent.
5. Disclaimer of Warranties
Our website and services are provided "as is" without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.
6. Limitation of Liability
To the fullest extent permitted by law, John Ekno Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the site.
7. Indemnification
You agree to indemnify, defend, and hold harmless John Ekno Insurance Agency and its affiliates from any claims, damages, or expenses resulting from your violation of these Terms.
8. Links to Third-Party Sites
Our site may contain links to external websites. We are not responsible for the content or practices of these third-party sites.
9. Governing Law
These Terms are governed by the laws of the State of California, without regard to its conflict of law principles.
10. Changes to Terms
We may update these Terms from time to time. Continued use of the site after changes have been posted constitutes acceptance of the revised Terms.